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how do you get a FIDE rating?

how do you get a FIDE rating? and how do you get a FIDE title?
because it is not very clear to me .... :s
FIDE rating: play at least 5 games against FIDE rated opponents, score at least 1/2 point (ie at least a draw) in a FIDE homalagated tournament
Titles:
FM: reach 2300 elo
IM: reach 2400 elo + 3 IM norms (performance over 2450 on a tournament - within some conditions)
GM: reach 2500 elo + 3 GM norms (performance over 2600 on a tournament - within some conditions)
No is not free, if you earn a title by rating you have to pay to get the title anyway.
Do you have to pay to participate in FIDE tournaments ?

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